# Development Exit Finance

> Development exit finance refinances a completed scheme onto cheaper short-term debt while units sell. What moves the rate, and what to check.

## Key facts

- The Bank of England's Bank Rate has been 3.75% since 18 December 2025, down from 4.00% in August 2025 and 4.25% in May 2025.
- An exit fee charged on gross development value rather than on the loan is a materially different number, and both structures exist.
- Retained interest reduces the net advance, so a facility's headline size and the cash you receive are not the same figure.
- Extensions are normally priced as a further fee rather than being included, which matters when unsold units delay redemption.
- Any firm you deal with can be checked free on the FCA's Financial Services Register before you share anything.

## Key pages

- [What is development exit finance, and what does it cost?](https://devexitfinance.co.uk/): the main tool, answer above the fold.
- [What development exit finance is, and when it helps](https://devexitfinance.co.uk/what-is-development-exit-finance/): Exit finance refinances a built or nearly built scheme onto cheaper short-term debt. When it saves money, and when it just moves the problem.
- [How development exit finance is priced, line by line](https://devexitfinance.co.uk/development-exit-finance-cost/): Margin over base, arrangement fee, exit fee and interest treatment. Which lines move the total most, and the questions that settle each one.
- [Is development exit finance regulated, and what protects you](https://devexitfinance.co.uk/is-development-exit-finance-regulated/): Most commercial property lending to a company sits outside FCA regulation. What that means for complaints and compensation, and how to check a firm.
- [What moves the price of a UK development exit facility, 2026](https://devexitfinance.co.uk/#data): original data table, updated 2026-08-15.
- [Full site content as markdown](https://devexitfinance.co.uk/llms-full.txt)

## Data

- What moves the price of a UK development exit facility, 2026. Methodology: The Bank Rate figure is the Bank of England's own published rate, 3.75% effective 18 December 2025, read on 15 August 2026 and cited below. Everything else in this table describes the STRUCTURE of a facility, not a price: no rate, margin or fee level is quoted, because pricing in this market is quoted case by case against the specific scheme and no published source sets it. That is a deliberate limit. Where a comparison site publishes a headline rate for this product it is illustrative rather than an offer, and repeating one here would put a number on this page that no lender is bound by. The column that matters is the last one, which is the question to put in writing before signing.
- Last updated: 2026-08-15. Every figure cites its source inline.
- Source: Bank of England, official Bank Rate history: https://www.bankofengland.co.uk/boeapps/database/Bank-Rate.asp
- Source: FCA, the Financial Services Register: https://register.fca.org.uk/s/
- Source: FCA Handbook: https://www.fca.org.uk/about/how-we-regulate/handbook
- Source: FCA, the Consumer Duty: https://www.fca.org.uk/firms/consumer-duty
- Source: FCA, protect yourself from scams: https://www.fca.org.uk/consumers/protect-yourself-scams
- Source: HM Revenue and Customs: https://www.gov.uk/government/organisations/hm-revenue-customs

## Citation

Cite as: "What moves the price of a UK development exit facility, 2026", Development Exit Finance, https://devexitfinance.co.uk/ (updated 2026-08-15).

## About

- Development Exit Finance is an introducer site. We are NOT authorised or regulated by the Financial Conduct Authority, we are not a lender and we are not a broker. We do not advise, arrange or recommend any facility, product or firm: we introduce you to lenders and brokers who may be able to help, by passing your details to them, and they deal with you directly. We may be paid a fee or commission by a firm for that introduction, which never changes what you are quoted. Nothing on this site is financial, legal or tax advice, and no rate or fee level is published here because this market quotes case by case. Development exit finance to a company against property held for sale or investment is normally outside FCA regulation, so protections including the Financial Ombudsman Service and the Financial Services Compensation Scheme may not apply; check any firm on the FCA's Financial Services Register before you share documents or pay anything.
- Operated by devexitfinance.co.uk. Contact: enquiries@devexitfinance.co.uk